About Sarah Colucci, "Mortgage INSIDER"

Sarah Colucci has invested over a decade of her professional career in real estate and mortgage origination. Sarah manages a boutique mortgage office that combines honesty, integrity, and transparency to achieve the best results for her clients.

​Sarah believes that if borrowers know the facts surrounding mortgage lending, they can ultimately position themselves to save the most amount of money on their mortgage. Sarah ensures that her understanding of mortgage products, policies, and options exceed the status quo. 


In conclusion, Sarah’s ultimate aim is to deliver winning ideas, strategies and visions that build robust relationships that last a lifetime.

Revisiting Your Mortgage Contract Each Year Should Be Standard Practice - For Investment Sake 

One of the most crucial advantages of having access to the lending market, which includes over thirty mortgage lenders, is the ability to consult rates to help my clients maximize their savings.

We consider real estate an asset class. In fact, in Canada, 76% of the population’s total assets are held in property. This tells us that owning real estate has significant benefits, including the ability to outperform the market and help people accumulate wealth rapidly. It’s also easy to use real estate to grow wealth because you can raise money through mortgage financing.

How ironic it is that most investors in stocks or bonds will watch their shares daily and consult their financial planners yearly to inspect their securities list to ensure its performance yet fewer people manage their mortgage debt with the same diligence.

If you are purchasing property to yield profit each year and cash flow, then how much you pay on the debt you leveraged is as much as part of this equation as the property value itself.

The market changes affect interest rates, which affect how much you pay. ​

Download My Comprehensive Mortgage Calculator

• Calculate your total cost of owning a home.
• Estimate the minimum down payment you need.
• Calculate Land Transfer Taxes and the available rebates.
• Stress-test your mortgage.
• Estimate your closing costs.
• Compare your options side by side.
• Search for the best mortgage rates.
• Email summary reports (PDF).
• Use my app in English, French, Spanish, Hindu, and Chinese. 

What Does It Mean To Be An Intelligent Borrower?

As a boutique mortgage brokerage, we specialize in providing borrowers access to an array of well-recognized mortgage lenders, and help them compare lenders and products, picking the best one for their circumstances.
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Therefore, an Intelligent Borrower understands that to maximize savings and pay less interest on his or her most significant investment, he or she must consult multiple lending sources and borrow wisely.

Don't have time? Book A Phone Consultation.

FIND OUT ABOUT MY "MORTGAGE WITH ME" CONTEST!

If you complete a mortgage transaction with me from January 1, 2020 to December 31, 2020, you will be automatically entered in my contest for a chance to win $10,000.  Learn More