Apply Today To Secure the Best Rates! 

Ready to get started on your property ownership or refinancing journey? Apply today through our secure online application process and take the first steps towards securing the best mortgage rates available. Let me help you navigate the path to your dream home with confidence and ease. 

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Award Winning Mortgage Service

Renowned for unparalleled client satisfaction, as highlighted by stellar reviews (threebestrated.ca) and over a decade of loyal repeat business. Our dedication to excellence has consistently placed us among the top 5-10% in sales performance, earning prestigious accolades.

Why Choose Sarah Colucci as Your Mortgage Broker in Ontario?

Ready to Secure Your Mortgage? 
Call me today at 647-773-4849 for a free consultation and experience the difference.

Better Mortgages With  Better Rates, Negotiated On Your Behalf. 

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Thanks to the substantial volume of mortgages we broker annually, Mortgages by Sarah Colucci is able to secure exceptionally competitive rates for you. We offer access to premier mortgage products that are beyond individual negotiation. Discover the Sherwood advantage today!

United by Expertise: Our Trusted Network of Lenders for Seamless Mortgage Solutions

​Our strength lies in our close-knit network of top-tier lenders, each committed to delivering seamless mortgage solutions. At conferences and beyond, we stand united, leveraging our collective expertise to ensure you get the best possible outcomes in your home financing journey.

Mortgage Renewals & Locking In a Great Rate

Don't make the mistake of failing to renegotiate the best interest rate available on renewal.   With a rate guarantee, you can ensure  thousands of dollars worth of savings! 

Our transfer programs are proven to save you tons of money since they provide better interest rates and mortgage terms than your existing lender. Plus, our lenders usually cover legal fees and discharge fees associated with your mortgage transfer, so not only are you getting a better deal, there is also no cost to you to make the switch.

Navigating the Purchase of Your First Home

Whether you're starting this journey on your own or with others, we're here to help you successfully purchase your first home.
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Homeownership can sometimes feel daunting or overwhelming, but working with experienced professionals can simplify the process and make it enjoyable.
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There are many different types of mortgages available, and with our help, we can work together to find the right one for you. We believe that education is key, and that's why we're here to guide you every step of the way in your homeownership journey.

Refinancing & Second Mortgage Loans

You now have equity available in your property and need it to invest, renovate or pay for a child's education.

There are many different strategies that you can use when it comes to making use of the equity you have acquired in your property. Depending on what you need, we will match you with the preferred lending institution.

Whether you need cash-out refinancing or to set up a line of credit, we can advise you on the right strategy that will help you maximize your savings.

Expand Your Real Estate Portfolio with Future-Proof Investments

Transform Your Financial Future with Strategic Real Estate Investments
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The Greater Toronto Area (GTA) has witnessed a remarkable surge in property values, with an increase of over 200% in the past 12 years. This trend suggests that real estate investments are not just a lucrative opportunity, but also an excellent strategy for securing a prosperous retirement.

As Canada’s population is projected to grow significantly until 2100, the demand for housing—particularly in Toronto and its neighboring regions—will continue to rise. This presents a unique opportunity for savvy investors.
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At Mortgages by Sarah Colucci we specialize in guiding you to expand your real estate portfolio with precision and insight. Our expert team will help you identify the most profitable properties, ensuring they generate substantial cash flow and long-term gains. Invest wisely and secure your financial future with our tailored real estate investment solutions.

Are you self-employed and recently turned down by your bank? 

Even if you're self-employed with unclaimed income or have faced credit challenges, rest assured—we're here to help. We collaborate with lenders who accept bank statements and income declarations as valid proof of income, bypassing the traditional reliance on tax returns. This allows us to navigate past the bureaucratic hurdles and secure you a competitive rate with excellent terms.

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