Residential Mortgages-exclusively.

Sarah Colucci has invested over a decade of her professional career in real estate and mortgage origination. Sarah manages a boutique mortgage office that combines honesty, integrity, and transparency to achieve the best results for her clients. 

Sarah’s ultimate aim is to deliver winning ideas, strategies and visions that build robust relationships that last a lifetime.

Call Today!
​(647) 773-4849

My Clients Say The Nicest Things...

"In this stressful mortgage market, Sarah made all details straight forward, informed us of what we needed, how to get it and then made our dreams come true by giving us a great mortgage package. Sarah's turn around time was incredible and she was honest....something you don't find in this industry often! Thanks Sarah" - L​aura Daly, Newmarket

Revisiting Your Mortgage Contract Each Year Should Be Standard Practice - For Investment Sake 

One of the most crucial advantages of having access to the lending market, which includes over thirty mortgage lenders, is the ability to consult rates to help my clients maximize their savings.

We consider real estate an asset class. In fact, in Canada, 76% of the population’s total assets are held in property. This tells us that owning real estate has significant benefits, including the ability to outperform the market and help people accumulate wealth rapidly. It’s also easy to use real estate to grow wealth because you can raise money through mortgage financing.

How ironic it is that most investors in stocks or bonds will watch their shares daily and consult their financial planners yearly to inspect their securities list to ensure its performance yet fewer people manage their mortgage debt with the same diligence.

If you are purchasing property to yield profit each year and cash flow, then how much you pay on the debt you leveraged is as much as part of this equation as the property value itself.

The market changes affect interest rates, which affect how much you pay. ​

Download My Comprehensive Mortgage Calculator

• Calculate your total cost of owning a home.
• Estimate the minimum down payment you need.
• Calculate Land Transfer Taxes and the available rebates.
• Stress-test your mortgage.
• Estimate your closing costs.
• Compare your options side by side.
• Search for the best mortgage rates.
• Email summary reports (PDF).
• Use my app in English, French, Spanish, Hindu, and Chinese. 

Featured Blog Posts

Don't have time? Book A Phone Consultation.