Sarah A. Colucci, York Region's Mortgage Expert. Savings Guaranteed.
  • Home
  • WHY USE SARAH FOR YOUR NEXT MORTGAGE
  • APPLY ONLINE
  • PRODUCTS
    • Free House Value Tracker Report
    • CASH-BACK MORTGAGE
    • BRIDGE FUNDS
    • REVERSE MORTGAGES
    • SELF-EMPLOYED MORTGAGES
    • FIRST-TIME HOME BUYER PRE-APPROVALS >
      • FIRST-TIME HOME BUYER TAX CREDIT
    • MORTGAGE REFINANCE >
      • Prepayment penalties
    • SPOUSAL BUYOUTS
    • INVESTMENT PROPERTIES AND RENTALS
    • BRUISED CREDIT
    • PRE-APPROVALS
    • NEWCOMERS
    • DEBT CONSOLIDATION
    • HOME EQUITY LINE OF CREDIT
    • PURCHASE PLUS IMPROVEMENT PROGRAM
    • WHY INVEST IN REAL ESTATE
    • MORTGAGE RENEWALS >
      • New Mortgage Rules and Mortgage Renewals
    • SECOND MORTGAGE LOANS
    • LESS THAN 20% PROPERTIES
    • DOWN PAYMENT
  • CONTACT ME
  • PRIME RATE CANADA
  • CLOSING COSTS
  • DOCUMENTS REQUIRED FOR MORTGAGE FINANCING
  • MORTGAGE DICTIONARY
  • MORTGAGE NEWS
  • GOVERNMENT MORTGAGE RULES
  • MORTGAGE TIPS
  • HOUSE HUNTING CHECKLIST
  • APPRAISALS
  • FIXED OR VARIABLE RATE?

SECURE YOUR FUTURE WITH A MORTGAGE

Whether you are a first-time home buyer, a seasoned investor, or a self-employed entrepreneur, I can work with you and your unique financial situation to find the right mortgage solution.
Start Your Mortgage Application Here
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Call today! 647-773-4849

6 Great Reasons To Work With Me For Your Next Mortgage 

Access to more lenders: I have access to over 20 different financial institutions and can compare options to find you the best deal.

Expert guidance: I have 20 plus years of experience in real estate and mortgages and can provide you expert advice and guidance to help you make the right decision.

Lowest rates: I can often negotiate lower interest rates and better terms than you can get on your own.

Wide selection of products: I can compare a wide range of products to help you find the right mortgage for your needs.

Fast and convenient: I am fast and convenient, taking the hassle out of shopping for a mortgage.

Save time and money: I can save you time and money by finding the best deal with the least amount of hassle.

Find out how Canada's mortgage qualification rules (stress test) may affect you if you're buying a home or refinancing.

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  • Calculate your total cost of owning a home.
  • Estimate the minimum down payment you need.
  • Calculate Land Transfer Taxes and the available rebates.
  • Stress-test your mortgage.
  • Estimate your closing costs.
  • Compare your options side by side.
  • Search for the best mortgage rates.
  • Email summary reports (PDF).
  • Use my app in English, French, Spanish, Hindu, and Chinese. 

Mortgage services I offer: 

  • Mortgage Pre-Approvals with an interest rate guarantee for 120 days.
  • An in-depth analysis of mortgage loans to determine the best loan for you.
  • Mortgages for rental properties.
  • Extended ratio mortgages for those who don't qualify with prime lending institutions and who are rate sensitive. 
  • Alternative mortgages without lender fees.
  • Refinancing and debt consolidation.
  • Home Equity Lines of Credit.
  • Second Mortgages and Equity Line Visas.
  • Mortgages for professionals such as Doctors, Lawyers, etc.
  • Mortgages for self-employed borrowers.
  • Mortgages for borrowers with bruised credit or new credit.
  • Appraisal assessments.
  • Commercial mortgages.
  • Private mortgages.
  • Free financial analysis.
​

Sarah Colucci, York Region's Mortgage Expert

Why use Sarah Colucci, York Region Mortgage Expert for your next mortgage.

Sarah Colucci is an experienced and knowledgeable professional who can help you secure the best mortgage rate and terms for your individual situation.

She
has access to more than 30 lenders and uses her experience to negotiate the best possible terms for her clients.

​She
can help you understand the process, guide you through the paperwork, and provide you with the resources and advice you need to make an informed decision. Sarah is committed to providing her clients with exceptional service and strives to create a positive and stress-free experience throughout the home financing process.

Are you self-employed and recently turned down by your bank? 

Big banks require copious amounts of paperwork when it comes to self-employed individuals. Unfortunately, big banks look at claimed income, which for most self-employed individuals, is usually a lot less. This makes qualifying for mortgage financing challenging especially in today's real estate market. Sarah Colucci provides solutions for self-employed individuals, without compromising interest rate or mortgage terms.  ​APPLY TODAY for a quick response! 

Featured Blog Posts

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Best Mortgage brokers in Newmarket
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GET IN TOUCH WITH US

Let's get started today.



Address

411 Queen St. 
Newmarket, ON
​L3Y 2G9

Sarah A. Colucci, Mortgage Agent Lic. M14000929
Sherwood Mortgage Group
Licence # 12176

Telephone

Direct: 647-773-4849
​
Email: scolucci@sherwoodmortgagegroup.com
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  • Home
  • WHY USE SARAH FOR YOUR NEXT MORTGAGE
  • APPLY ONLINE
  • PRODUCTS
    • Free House Value Tracker Report
    • CASH-BACK MORTGAGE
    • BRIDGE FUNDS
    • REVERSE MORTGAGES
    • SELF-EMPLOYED MORTGAGES
    • FIRST-TIME HOME BUYER PRE-APPROVALS >
      • FIRST-TIME HOME BUYER TAX CREDIT
    • MORTGAGE REFINANCE >
      • Prepayment penalties
    • SPOUSAL BUYOUTS
    • INVESTMENT PROPERTIES AND RENTALS
    • BRUISED CREDIT
    • PRE-APPROVALS
    • NEWCOMERS
    • DEBT CONSOLIDATION
    • HOME EQUITY LINE OF CREDIT
    • PURCHASE PLUS IMPROVEMENT PROGRAM
    • WHY INVEST IN REAL ESTATE
    • MORTGAGE RENEWALS >
      • New Mortgage Rules and Mortgage Renewals
    • SECOND MORTGAGE LOANS
    • LESS THAN 20% PROPERTIES
    • DOWN PAYMENT
  • CONTACT ME
  • PRIME RATE CANADA
  • CLOSING COSTS
  • DOCUMENTS REQUIRED FOR MORTGAGE FINANCING
  • MORTGAGE DICTIONARY
  • MORTGAGE NEWS
  • GOVERNMENT MORTGAGE RULES
  • MORTGAGE TIPS
  • HOUSE HUNTING CHECKLIST
  • APPRAISALS
  • FIXED OR VARIABLE RATE?